Understand The Pros & Cons Of The Stop Loss Order

When trading stocks there are a variety of different things you must look at before pulling the trigger. Because of this we often forget about the little things that can make a huge impact. The stop loss order is one of those things.

What Is a Stop Loss Order?

A stop loss order is basically a security blanket that limits the amount of money the investor will lose. The order tells the broker when they should buy or sell a stock based on a certain price point. If you set your stop loss order to 15% below the price you purchased the stock, that means your loss will be limited to a maximum of 15%.

Let me give you a real life example. Let’s say you invested in Microsoft at $30 per share. Immediately after you buy the stock you put in a stop loss order for $20. That means if the stock should fall below $20 per share, your shares would automatically be sold at the current market price.

Advantages & Disadvantages of A Stop Loss Order

The great thing about a stop loss order is that it is free to implement. You will only be charged after the stop loss price has been reached and the stock is being sold. It’s almost like having a free insurance policy.

One of the biggest advantages to using this type of strategy is its ability to remove all emotional influence from the decision making process. People will often fall in love with stocks and let their emotions dictate what moves they make next. This type of approach on leads to more losses. With a stop loss order you set the price point and let it do its job.

Another advantage is the fact you don’t have to constantly monitor your trades. With a stop loss order in place you basically determine how much you are willing to lose and forget about it. This is great for those times when you are on an extended vacation and unable to check in on a stocks performance.

The disadvantage is the uncertainty of the market. The stop price you set can be quickly activated by any sort of fluctuation in the price of the stock. There are no hard or fast rules to picking the perfect stop loss point. However, the idea is to pick one that allows a stock to fluctuate without the downside risks. This of course is a lot easier said than done.

When it boils down to it, a stop loss order is a tool all investors can benefit from. Not only can it help you prevent excessive losses, but it can also help you lock in profits. As stated before, its basically a free insurance policy. One you hope you will never have to use.

When Shopping For A Health Insurance Plan

With all the Health Insurance options that are available to us it can be overwhelming finding right health insurance plans for ourselves. There are literally dozens of companies with hundreds of plans to choose from. We have to agree that the main reason for having Health Insurance is to protect ourselves from large unexpected medical bills. So when comparing medical plans that is the main thing we should be looking at. Since IRS says that number one cause of Bankruptcy in the United States is medical bills, specifically medical bills that are over $17,000. We will keep that in mind as we will looks all the factors of selecting right health plan.

Before we get into comparing plans there are three main plan options to choose from: PPO (Proffered Provider Organization), HMO (Health Maintenance Organization) and HSA (Health Saving Account). The simple way to understand the differences is keep this in mind; PPO plans will give the greatest flexibility and ability to choose your own doctor usually from a extensive network of doctors. Most PPO plans have reasonable monthly premiums and usually have a hospital deductibles ranging from $500 to $5000. We will get in to deductible and how they work later on. The simplest way to explain how HMO plans work is to think of a gate keeper system. That means that you get assigned to a specific doctor or medical office (Primary Care Physician) that you have to go thorough to get authorization to get medical care. Most HMO plans comprehensive coverage, small co-pays to go see a doctor and low deductibles ranging from $0 to $1500. HMO plans tend to cost more that PPO plans. HSA plan is a relatively new concept and becoming extremely popular. HSA plans work similar to PPO plan in a context that you can choose your own doctor from extensive list of providers. HSA plan have great advantages when it comes to low monthly premiums and ability to save money tax free for the medical expenses, in similar way to 401k or IRA accounts. The reason for low monthly premiums is that HSA plans have large deductibles usually over $2400. For more information on how HSA plans work and if it is a right choice for you visit www.GuideToHealthInsurance.org

Number one thing we should be looking at is what is called Maximum out of Pocket”, also might be called Yearly Maximum out of Packet”. What that means is that amount is the maximum you can be out of pocket in any given year for ALL the medical expenses combined. Most of the time that amount will exclude prescription drug coverage deductibles and co-pays. When you are comparing health insurance plans it is important to find out if everything in the plan is applied towards the Maximum out Of Pocket. Some plans that have attractive monthly premiums might have exclusions to where Maximum out Of Pocket” is applied only for the hospital stays. Most of the PPO plans have Maximum out of Pocket” range from $3000 to $9000. For HMO plans Maximum out of Pocket” ranges from $1500 to $4500. Most HSA plans have where your deductible is your maximum out of pocket.

Second we should be looking for a plan from a known insurance company name. There are a lot of large well established insurance companies that you might never hear of. Reasons for staying with a large well known insurance company are that you know they will pay your bills and not going to disappear. The other reason is that chances are most doctors will accept the insurance plan that they offer. I would definitely stay away from 99.9% of Association plans and small insurance companies with less than 10 billion in Assets. You can find that our by going to Forbes.com. To date largest insurance company that provides Health Insurance is Fortis and their health insurance plans are called Assurant Health”. Largest health insurance provider in the United States is Wellpoint serving approximately 34 million members nationwide. We all know them as Blue Cross and Blue Shield. Keep in mind that in some states Blue Cross and Blue Shield are owned by two completely different insurance companies.

Third we will be looking at the deductibles. There is a huge misconception with how deductibles work. The number one misconception with deductibles is that nothing is covered by the insurance company until this large deductible is met. The reality is that most plans cover most of the things before the deductible is met with small co-pay. In most cases deductible applies only for inpatient and out-patient hospital (surgeries, emergency room). Second misconception is that once deductible is met everything is covered 100% or in case of hospital stay all we will be responsible is the deductible. Although some plans do work that way, most health plans do not. Majority of health plans you are still responsible for, what’s called co-insurance. That meant that you are still paying percentage of the bill usually 30% up to you Maximum out of Pocket” as me mentioned earlier. That is why Maximum out of Pocket” is more important that the deductible. For example if you have a plan with a 2500 deductible and 30% hospital co-insurance, then you are responsible for 2500 plus 30% up to Maximum out of Pocket”. There are some plan today available that have no deductible and they are relatively inexpensive. Chances are those are the plans that have high Maximum out of Pocket” in most cases over 7500 per person. In case of a family of four in worst case scenario you could be responsible for $30,000. If there is no deductible it does not meat that everything is covered at 100%. The way plans with no deductible work is by having you pay a percentage of the bill starting with the first dollar. Percentage could range anywhere from 30% to 50%, again up to your Maximum out of Pocket” amount. The larger deductible you choose the lower monthly premium you will pay. My recommendation will be that you choose deductibles over 2500 unless you are planning on being admitted to the hospital often

successfully Forex Trading Is Being Taken By Traders

Trillions of dollars is exchanged by the traders from different regions of the world. It has become the biggest platform for seasoned as well as newbie to trade and gained lots of profit. But, it is essential for traders to learn tactics and make strategies to trade well in the platform. Otherwise, it would be simply waste of money and time for the traders without any result. Online Forex trading can be successful if right strategies are taken helped by expert advisors and using of smart technology for execution. After opening a real account, clients get two compartments to modify during trading. To help in modifying, experts need to be hired by the clients for quick result. Numerous companies are offering services to succeed in the trading immediately.

Traders require a special platform containing Forex trading app to operate nicely. It should be easy to handle and contain all key insights about the trading. Special devices are being used by traders for faster execution and easy management of the account. Metatrader 4 is an important platform that is being used by numerous traders around the world for this purpose. Metatrader 4 for Mac is being used by traders to get the desired operation in the real account immediately. Market value, chart, and key information about the trading are quickly transferred to clients to make fast execution. It is useful in getting desired profit in the trading by taking precautions in losing money. Further, traders can easily take help of experts in making good decision during deal, buy and sell in Forex.

There are numerous precious metals in which traders love to trade. Precious metals have high end liquidity than other commodities traded online. But, it is important for clients to take some precaution by taking information market before investing. Hiring experts would be useful in minimizing loss of money than gain in the trading. Join in precious metals trading online by taking help of experts found in the market. It can be traded successfully taking the right decision with special execution according to market condition. Take help of our expert advisors and brokers in real account for trading in Forex successfully.

What Is Glaucoma, Symptoms, Diagnosis And Treatment For It

What is Glaucoma?

Glaucoma is a condition that affects the optic nerve in the eye. The optic nerve is majorly responsible for vision and transmits images to the brain. The cause for Glaucoma is an increased pressure inside the eye, also known as intraocular pressure. This force of pressure in the eye leads to the damage of the optic nerve.

Glaucoma can be hereditary in nature and may show up in the later stages of life. Poor blood flow to the optic nerve also causes Glaucoma. Without proper treatment, Glaucoma can cause permanent vision loss.

What are the symptoms for Glaucoma?

If you’re over 40 years of age and have a family history of Glaucoma, it is highly recommended to get a complete eye examination done from a Glaucoma specialist every 1 to 2 years. If diabetes or a history of glaucoma is prevalent in the family, a person may be more prone to eye disorders and diseases and may require frequent eye check-ups.

People who suffer from poor eye vision or are suffering from diabetes are also at the risk of getting Glaucoma. People who have suffered accidental injury or trauma on their eyes or are on steroids are equally at the risk of getting Glaucoma.

Glaucoma is considered to be difficult to be understood by the patient himself and difficult to diagnose as well at an early stage. Other symptoms for Glaucoma include-

Pain in the eyes, severe headaches, blurred vision or the appearance of halos around lights, redness in the eyes, hazy eyes, nausea or vomiting and narrowed vision or tunnel vision are some symptoms which must not be ignored.

Address all your eye problems carefully with a Glaucoma specialist to ensure a perfect vision.

How common is Glaucoma?

Glaucoma is the second leading cause of permanent blindness in the world today. Studies reveal thatapproximately6 million people suffer from blindness due to this disease.

What is more adverse is that Glaucoma is initially difficult to diagnose. This is because the disease causes no symptoms other than the first sign that is a gradual loss of side vision (which is the peripheral vision) and also it is difficult to understand. Due to its difficult diagnosing, Glaucoma is also known as �sneak thief of vision’.

How is Glaucoma diagnosed?

The Glaucoma specialist to provide you Glaucoma treatment will use eye drops to dilate your pupils and examine them carefully. Scans and pictures are also taken by eye specialists to observe the eye conditions over a period of time. Tests such as Tonometry are conducted to check the eye pressure. Visual field tests and examination help the eye doctor to diagnose Glaucoma.

What is the treatment for Glaucoma?

It must be understood that Glaucoma causes permanent vision loss and this is non-reversible in nature. But, Glaucoma can be controlled and its effects can be regulated by a proper treatment by a Glaucoma specialist.

Here, the intraocular pressure on the optic nerve can be reduced and prevented by eyedrops, medicines, laser or incisional surgery.

Eye Conditions That Require Skill Ofan Eye Care Hospital

Eyes are the windows for any human being to the beautiful world. It is one of the most sensitive creations of nature and must be dealt with utmost care and compassion. Maintaining optimum vision should be the main priority of a human being. Proper attention should be devoted to the condition of the eyes and any diversion from the normal state should be brought to immediate notice of a certified specialist. The utmost importance of regular check up cannot be underestimated. It will ensure that your prescription stays updated, closely following the prevalent condition of the eyes. There are some conditions that normally do not show any early signs or symptoms, when they are in their initial stages. Only a routine checkup can rule out the probability of such a condition and help to avoid aggravation of the condition.

Routine eye checkup becomes mandatory once a person crosses 40 years of age, for preserving the eye-sight and maintaining it. There are many common symptoms that can be noticed in ageing adults which require expertise of some specialist in some good eye-care hospital to detect the problem on time. Some of these symptoms include difficulty in seeing objects that are at a closer distance or smaller prints, presence of tiny spots or specks that hover across the vision, entire area near the eye covered with cloudy areas, dryness, night blindness, redness, tearing, burning and itching. Apart from such problems, there can be eyelid problems as well, that include drooping of eyelids, inflamed eyelids, involuntary blinking and so on.

Headache can be also regarded as a symptom of eye problems and if it is not medicated on time then it can result in weakening of the eyes. Eye problems are also prevalent in children and the most common being astigmatism. Usually astigmatism goes undetected, which can cause further complications. Children can experience difficulty in reading or doing intricate work, squinting, frequent blinking and so on.

On some unfortunate events, Eye injuries could occur, which could cause unexpected loss of normal vision. They can include pain, flashing lights or loss of sight. Such situations can be regarded as medical emergencies and must be brought to the notice of a dedicated surgeon in some hospital who is capable of handling such traumatic situations and provide required aid on time with the help of skilled doctors and advanced technology.

Contrary to regular hospitals, a dedicated eye-care hospital can provide more facilities and utmost care to the patient. Such hospitals have an experienced team of doctors and nurses, who are skilled in their profession and can handle any situation with ease while providing complete eye-care facilities. Such emergencies and surgeries can be best handled in a committed hospital, specializing in eye-care. Staff members in these hospitals are properly trained and are responsive enough to take crucial decisions and actions on time

Tips To Trade Like A Pro In Forex

Trading like a pro requires lots of expertise and skills of this platform. This is because there is lots of competition and it is not easy way to earn money from Forex trading. Expert traders from different regions of the world are clashing in one platform to outwit each other. This is why experts are required in gaining lots of profits within a short time in the market. Interested traders need to know about the market and make strategies to survive to achieve success. There can’t be a better platform for traders willing to earn lots of money within a short time. Trillion of dollar of foreign exchange take place in the platform in a day. This is why it has become an important platform for the traders willing to trade in different platform. But, currencies exchange has become the most important field for the traders willing to achieve profit within a short time. Let us look at the tips useful for profitable dealing in Forex.
Million of traders compete against each other and ones require expertise in this field to succeed. Knowledge about the market condition is a must for the traders willing to achieve success in trading in the platform. This is why expert marketers and brokers are essential for traders willing to achieve success in marketing immediately. It is an important decision to make profitable dealing and investment in the platform for higher profit. But, it is essential for the traders to hire the brokers after observing the expertise in this field. Online Forex brokers would be helpful in creating the deals and investment for more profits. The real account for trading in the Forex need to be opened from expert brokers to get expertise help in making decision. In this way, traders can achieve lots of profit within a short time.
Insight about the market isn’t enough always for a successful trading. It requires the help of experts to guide and help in making right decision. Several companies are offering special quality guidance and help in trading successfully in the platform. Expert advisors are useful for traders to buy, sell and invest in the areas for more profit in the end. Hire Forex trading advisors from right companies to get genuine quality guidance and help during the investment. It is essential to look at services and technologies offered by the companies before hiring for the purpose. All these precautious would be useful for the traders to gain rather than lose money in trading.
Egypt has become a Forex trading hub for the companies in the market. But, there is lack of proper expertise and brokers to help the traders in the platform to be successful. Special companies are required for the traders providing smart technology for quick execution of the order to avoid delay. Tight spread, advanced platforms and advisors are required for getting success. Forex broker in Egypt is useful in creating a special account and succeeds in trading quickly. It is essential for the traders to analyze expertise of the brokers before hiring for business. Otherwise, it would be simply a waste of money and time for traders without getting any profit. Hire our expert brokers and advisors to achieve lots of profit in Forex trading.